Life's better with Cake
Making the mortgage process a piece of Cake with Non-QM loans and lightning-fast approvals. Get expert advice and competitive rates tailored to your unique situation.
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Stay informed with the latest Cake updates, industry news, and regulatory changes that affect your mortgage process.
Grow With Confidence
Join the growing network of partners who trust Cake for smart, speedy mortgage solutions and exceptional service.
Non-QM Loan Products
Explore our specialized non-qualified mortgage products designed for unique financial situations.
View ProductsWhere We Do Business
States We Currently Serve
Our products and services are available in 49 states. The only state we currently do not serve is: Vermont
- California
- Texas
- Florida
- New York
- Georgia
- Illinois
- North Carolina
- Arizona
- Washington
- + many more
We're rapidly expanding — if you're outside our listed areas, please contact us to see how we can help.
Turn Times
Business days are counted. Submissions after 2PM PST are received next business day.
| Purpose | Disclosures | Underwriting | Condition Review | CD Issuance | Docs | Funding |
|---|---|---|---|---|---|---|
| Purchase | 1-2 days | 2-3 days | 2-3 days | 1-2 days | 1-2 days | 1-2 days |
| Refinance | 1-2 days | 2-3 days | 2-3 days | 1-2 days | 1-2 days | 1-2 days |
Ready to Get Started?
Join thousands of satisfied customers who chose Cake Mortgage for their Non-QM lending needs.