Life’s Better With Cake

Cake as in “piece of cake,” as in the mortgage process shouldn’t be terrible and confusing. Rather, it should be a celebration with candles, singing, and a little champagne—or beer if that’s your thing. Forget complicated. Cake is a committed mortgage lender for all your home loan needs.

Product Matrix

We Offers a wide array of competitive loan options. Click below for details on our complete agency, jumbo and portfolio program guidelines.


Check out our great rates on all of our loan products. Our company continues to strive to offer our clients competitive interest rates.

Pricing Engine

We make your loan processing easier. Try our Product Finder to find the best program and rate that fits your client's need.

Life’s Better With Cake

Cake as in “piece of cake”, as in the mortgage process or the mortgage banker you work with shouldn’t be terrible and confusing. Rather, it should be a celebration with candles, singing and a little champagne. Forget complicated. Cake is an easy mortgage lender for all your client’s loan needs. Whether a refinance or a purchase, we make it easy and transparent so that you know exactly where the loan is at in the process at all times.

We love help small business

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Businesses Helped

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Secured Through Us

How to do business with us

Pricing Engine

Try to find the best program and rate that fits your client’s need.

Mobile App

Our mobile makes your loan processing easier and faster!


Quick & Simple. Send initial disclosures and get e-signatures via Npress.

Mortgage Loans

The property being purchased or refinanced serves as collateral for the loan,

Feature Products

Cake has a wide array of loan options to fit virtually every need Including;conforming loan, conforming high balance, Refi Plus, jumbo, and portfolio programs. Please contact your Account Executive for details on how to place your borrowers into programs and take a look at our program guidelines.

Fannie Mae & Freddie Mac Program


Extended Jumbo

Piggyback Loans HELOC





Our goals:

"Help small business owners make better financial decisions."


The results will be satisfying with us

Contact Us

Our U.S.-based customer service team is here and ready to help you find your low home mortgage rate!

Chat with us

We want to hear from you

Fast & easy application process here

It’s easy with CAKE TPO Easy Mortgage Lender | Get Pre-Approved Today. Start today! Please download Broker Package and/or Non Delegated Correspondent Package. Once you complete the application, please send it back to your Account Executive.


  • Apply in just ten minutes online or by phone
  • Securely Upload Documents
  • Easy Chat with a Cake Counselor to see if you qualify


  • Meet your Cake Concierge
  • Cake Quality Check
  • Decision within 24 hours


  • Sign your closing docs
  • Enjoy your savings
our team

Expert team members

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Paul Lopez


Monica Diaz

Managing Director

James Brown

Head of Marketing

Belle Fayye

General Manager

Our Credit Reporting Agencies

We here at Cake  are please to announce that we continue to add more Credit Reporting Agencies (CRA) to accommodate our clients. We are now able to accept and reissue Credit Reports from the following List:

What our client says?

Jack Floss

Founder Cliency

“It fits our needs perfectly. I will refer everyone I know. Loan service is both attractive and highly adaptable.”

Jim Bergling

Founder Faceyou

“Keep up the excellent work. It’s all good. Thank You! I have gotten at least 50 times the value from you.”

Maya Cutts

Founder Cake Ini

“Nice work on your company. We can’t understand how we’ve been living without business loan!”

Business funding options to keep up the momentum